The Absolute Simplest Way to Become Wealthy

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Wanna be rich? Want to know the secret to accumulating great wealth? Then it’s time to stop reading about penny stocks, and it’s certainly time to stop watching Mad Money (spoiler alert, Jim Cramer doesn’t beat the market, which means you probably won’t either).  Instead, let’s look at the absolute simplest way to become wealthy and learn how almost everyone can do it!The Absolute Simplest Way to Become WealthyThis post contains affiliate links.You’re not going to win the lottery. You’re probably not getting a massive inheritance. And chances are, you’re not going to win that high-profile lawsuit either. Money normally doesn’t come in a windfall, and if it does, you’ll likely… Read Entire Story

Michelle Made Almost $1 Million Blogging Last Year…So I Asked Her a Few Questions… ;)

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Michelle Schroeder-Gardner has earned more money in just a few years than most people do in their lifetime. And that’s not even the most amazing part. She didn’t earn this pile of money by becoming a doctor or lawyer. She did it by blogging….!I aspire to do the same – and many of my readers do as well – so why not ask one of the most amazing bloggers of all time a few questions about how she did it??If you… Read Entire Story

10 Cheap Recipes You Can Make in 15 Minutes or Less

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Want to cut your expenses so you can get out of debt? The top 3 most expensive budget items today are your house, your car, and FOOD. If you want to put a dent in your debt, tell your stomach to watch out! It’s time to make a change!10 Cheap Recipes You Can Make in 15 Minutes or Less!This post has been written by our talented staff writer, Kimberly Studdard.Even if you love cooking, chances are life can get in the way sometimes. Many days, families, busy professionals, or college kids just don’t have the time to make a delicious 4-course meal. And to top it all off, food can get expensive! But it doesn’t have … Read Entire Story

4 Amazing Results of Knowing Your Why

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“Hey, you know what you should do? You should sell your nice car, stop going out to eat, and slow down on all those trendy clothing purchases. Then your life would be much better.”That statement all by itself sounds pretty crazy doesn’t it? So…what you’re telling me is that if I reduce my fun in three areas….my life will be more fun….? What nut-house did you come from again?4 Amazing Results of Knowing Your WhyIn my … Read Entire Story

My June 2017 Blog Income Report

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Whoa. June is over already? Time flies when you’re having fun! And let me tell you, blogging has been incredibly fun lately. Two of my posts have been extremely popular in the personal finance world and continue to drive crazy traffic to my site:How Much Should You Spend on That?, andHow The Debt Snowball Really Works (Free Debt Calculator Included!)And, as if that weren’t enough, I was featured on CNBC and Yahoo! Finance for my debt payoff story!The blogging life is good. It’s easy to see why I recommend blogging to all my friends, right??You might not realize it, but you can:Start a… Read Entire Story

Don’t Let a Job Switch Nuke Your Retirement

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Switching jobs can be tough financially, especially if you didn’t plan on leaving your old job. You lose your steady paycheck and your benefits. You still have all of the bills you had before, and maybe expensive COBRA insurance at the same time.Even if you start a new job immediately, you may have more time than usual between paydays. And what if you don’t have a new job yet? Experts estimate your job search in terms of how much of an annual salary you’re looking for as one… Read Entire Story

Should You Pay Off Your Mortgage Early?

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You just received a $100,000 inheritance (Woot woot!). You want to be smart with it…so buying a Ferrari is out of the question. But should you pay off your mortgage early? Or, should you put the money into the stock market to earn more interest over time?This is the age-old question…Should You Pay Off Your Mortgage Early?Ask almost any financial advisor and they’ll tell you to put your money into the market…Here’s their reasoning:You’re likely paying just 4% (or less) interest on your mortgage loan, and the market has historically earned 7-8%. Thus, it only makes sense to put your money in the stock market and earn more.The interest on your home is tax… Read Entire Story

How David Escaped $35k in Debt After Divorce

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David’s life was rolling along just fine. He married a beautiful woman, had a son, and all in all lived a pretty good life! Sure, he had some debt, but who doesn’t? They could make the payments, and they were sure they’d take care of it eventually.It really didn’t seem to be that big of a deal….until the divorce.How David Escaped $35k in Debt After DivorceAndrew Schrage, the owner of, recommended that I connect with David just a few weeks ago and I’m definitely glad I did.David’s story wasn’t unlike many of yours in… Read Entire Story

How to Host a Cheap Summer Party for Less Than $150

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Summer brings the heat, pools, and barbecue’s, but it also brings the parties! With 4th of July, back to school sales, and lots of other fun days, a cheap summer party is a great way to get everyone together before summer ends. But how do you throw a party for less than $150?This post was written by the ever-talented Kimberly Studdard.Keep Invites Minimal This pertains to both the invites themselves, and who you choose to invite to the party. Are you friends on Facebook with all of the people you want to invite? Create an event and invite … Read Entire Story

7 Tips to Save Up Cash for Your Next Rental Purchase

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Want to buy a rental property? I always recommend doing it with cash.And then of course I hear this…“Derek, you must live in some kind of fairy tale if you think people can save up enough cash to buy a property outright. Most can barely do it with a loan!”Well, I’m not most people, and you shouldn’t be either…because most people are broke and have constant setbacks from their continual poor choices!Instead of living in the land of “most people”, let’s first discover the major benefits of buying a house with cash:Never pay interest to the bank – this alone is hundreds of… Read Entire Story

Are You Eating Your Lunch? Or is Your Lunch Eating You?

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Have you ever started talking with someone about money and thought, “This person really has it all together”? …and then later realized they waste their money by going out to lunch every. single. day. ?Is Your Lunch Eating You?It’s innocent enough, right? You manage your money well by driving a 10 year-old car and you live in a modest house, which saves you hundreds of dollars a month compared to your frivolous friends, so why not treat yourself a little bit for lunch? After all, it can’t make that … Read Entire Story

How to Get Your Masters Without Going into More Debt

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Getting out of college debt free puts you in a huge advantage over your fellow students who will be forced to take the first job they can find so that they can start making payments on their loans. Meanwhile, you’ll be able to hold out for your dream job.Get Your Masters Without Going into More DebtYou’ll be able to afford taking the unpaid internship that leads to the paid job opportunity. You could take a year to travel the world before starting your career. Whatever it is you dream of doing, you just have so much more opportunity when you aren’t burdened by student debt. So here are… Read Entire Story