7 Ways Debt Can Make You Sick (Literally)

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It’s easy to think that physical health is only affected by the obvious things; fall over and you might break a bone or pull a muscle, forget to wash your hands and along comes an upset stomach – but the truth is your body is extremely complex, seemingly unrelated events can cause illnesses that you might not expect or foresee. Living with debt can be a huge strain on a person’s mental well-being – but not everybody recognizes the links between money problems and physical ill-health. “I’ve had a stressful day” has likely come out of most people mouths at some point – but debt can pile that stress on every day – and when stress is present … Read Entire Story

How to Teach Your Kids About Money at Any Age!

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Many people go through life and don’t have the opportunity to learn about the importance of money and financial wellness. If you want to teach your kids about money but don’t know where to start, this guide breakdown by age may help!This post has been written by our regular contributor, Kimberly Studdard.Ages 2-3 While kids this age don’t understand the value of money just yet, there are a few easy ways to introduce them to the concept. The first way would be to start saving with them, and talk to them about their coins and dollars! You… Read Entire Story

How to Get Motivated to Dig Out of Debt

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“Well, that’s a relief,” I told my husband.  “With that kind of raise, we should be totally fine!”  Looking back on that conversation is kind of like watching a horror movie.  You’re looking on yelling, “No!  Don’t open that door!”  Meanwhile the oblivious buffoon on the screen flings the door open to their inevitable demise.Yeah, I would say I was a bit of an oblivious buffoon at the time.  What I should have realized is that we had been given an opportunity to knock out our debt.  In reality, I didn’t even know for sure how much we owed the credit card companies, because I was afraid of what the calculator would tell me.So I happily ignored… Read Entire Story

How to Save Cash as a New Homeowner

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Purchasing one’s own house is big stride into a life of freedom and self-actualization. In some cases, you will need to save for quite a long period of time before you can afford to buy a decent house for yourself and your family if you have one. In most cases however, you will need to get a mortgage loan that you will repay for quite a long period of time before you can finally claim full ownership of your new home. With… Read Entire Story

What Is Fundrise? And Should You Invest Your Money Here?

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You’ve probably seen all the overly-appealing ads at this point, either through Facebook or on TV. Fundrise is a company that invests in real estate projects and earns interest on their loans to developers – often at a rate of 10%-12%.Here’s where the message gets good for regular schmoes like you and me…Do you know where Fundrise gets their money from for their investment projects? From the general public who wishes to invest as little as $1,000 in the project. Essentially, Fundrise is a mutual fund company for real estate ventures and cuts out a bunch of middle men in the process.Sounds pretty good right?At first glance, yes….but should you invest in Fundrise?Your Investment… Read Entire Story

The Average Debt Load in America is $100,000 – How Do You Compare?

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Article by Life And My Finances. Read entire story here.

Two Ways to Keep Your Emotions in Check While Managing Money

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When I first started learning about managing money, I was an emotional mess. I’d just graduated from college, had gone six months without a job and saw no real recourse for getting my finances in order.The good news is I used this as motivation to start teaching myself about personal finance. The way I saw it, I didn’t have a choice but to get it together in the managing money department.I’ve now been on this journey for almost seven years, and what I’ve learned is this: The key to managing money is to keep your emotions out of it. Here are some of the tools and practices I use in order to keep my emotions in check… Read Entire Story

5 Cheap DIY Projects to Make Your Home Look Incredible

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When it comes to home improvement – even do-it-yourself home improvements – the first word that comes to mind is “expensive.” However, it doesn’t have to be that way. There are home improvement projects that you can do for almost nothing. Here are the top five cheap DIY projects that you can do to make your home look incredible.5 Cheap DIY Projects to Improve Your HomeThe following is a guest post by Vera – a blogger trying to lead a frugal (but not frustrating) lifestyle. She is also an avid food enthusiast who loves everything about cooking and modern appliances that make… Read Entire Story

Getting Rich with the Lottery – It’s Just Not Happening

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The odds of winning the Powerball are 1 in 292 million. That means that if you bought 10 tickets every single week, it would still take you 562,000 years to win the jackpot. Did you catch that? 562…thousand…years.Whoa.Let’s face it…it’s just not going to happen.People are aware of the odds, and they know that they probably won’t win in a million years (funny, this phrase can finally be used literally!), so why do they still play? What makes them think that this is a good idea for them? And what might be a better alternative?Getting Rich With the … Read Entire Story

The #Hashtag That Inspired Us to Pay Down Thousands in Debt

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This inspiring post was written by Jamie Jeffers, one of our very talented staff writers! Enjoy!The day my husband and I sat down to form our goals for the next year or two ended much differently than I could have expected.  You see, we have this meeting every year in early January, and I was excited to talk about the things we could accomplish this year.My husband had a pretty good job and was starting to make a little more money.  That seemed like the perfect opportunity to do some of the things we’ve always wanted to do.There was just one problem.  A bigger problem than I… Read Entire Story

The Unbelievable Power of Belief

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I was 19 years old bowling with friends when one of them asked, “How much money would it take for you to walk up to a complete stranger and stick your tongue in their ear?” (FYI…this is the G rated version of the actual question…but there’s no need to go into the embarrassing details of my childhood, right…?). It was definitely a strange question, but I had no idea how profound it really was until many years later…The Unbelievable Power … Read Entire Story

How We Earned More This Year, But Paid Far Less In Taxes

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Remember this post from last year?“Liz and I are idiots. While many of our friends have paid nearly nothing in taxes, we found ourselves paying over $22,000 to Uncle Sam…”It’s been almost a full year since that post and I definitely haven’t forgotten it. In fact, all last year I was consciously making moves that would drive us to a wealthy future, but with much fewer taxes. And guess what happened? We paid in nowhere near $22,000. In fact, we earned $5,000 more and paid … Read Entire Story